Trust and Compliance

Deposits

Top-ups that don't drop off

Let customers top up directly from their bank, reduce failed payments and move funds faster without relying on manual transfers or cards.

Deposits

Trusted by

Ziina
DAMAC
Careem
Sarwa
Rain

From intent to funded account in seconds

On the first top-up, the customer authenticates with their bank and confirms the amount. After that, every repeat top-up is one tap. No re-authentication, no re-entered details.

Built for the funding step where most users drop off

One-tap top-ups for returning users

Account on File lets users authorize once and top up in one tap forever after. Friction-free funding right at the moment of intent.

Funds available the moment they confirm

Settles in under 8 seconds. Users can deposit and trade, deposit and play, or deposit and pay, without the two-day wait that card and bank-transfer rails introduce.

No chargebacks. No reversals.

Bank-authenticated payments are final at confirmation. For wallets, brokers, and gaming where chargeback abuse is a real cost, this changes the risk model.

Cut the cost of every funded account

Card top-ups carry processing fees that scale with every funding event. Bank-direct payments cost a fraction of that, especially for high-volume top-up products like wallets and trading accounts, where the difference reshapes unit economics.

Two payment types. Three top-up flows.

Single Instant Payments

Bank-authorized one-time top-ups for first-time funding, large deposits, and any moment a user wants explicit control over the amount.

Account on File

User authorizes once. Every top-up after that is one tap, perfect for wallets, trading apps, and any product built around repeat funding behavior.

Pay by Link

Send a top-up link via SMS, WhatsApp, or email. Useful for assisted funding, account managers, and any flow where the user isn't already in your app.

Real-time visibility in one dashboard

Every top-up, status change, and refund visible to your finops, developer, and compliance teams, with full lifecycle tracking from initiation to settlement.

Case Studies

Trusted by the wallets and trading platforms moving the most volume in the UAE