100%
IA mandate compliance
automatic with Lean AVS at every policy sale
Insurance
Verify IBANs. Automate claims. Stay compliant.
Meet the Insurance Authority mandate, eliminate failed payouts, and process claims disbursements instantly — without manual intervention.
The Challenge
Manual IBAN checks and slow payouts leave insurers exposed
Most insurers still rely on manual IBAN certificate uploads and human review — creating delays, misrouted payouts, and compliance gaps at every policy sale and claims disbursement.
Minutes
Claims disbursement time
vs days with manual bank transfers
Zero
Misrouted payouts
when IBAN ownership is verified before disbursement
The Solution
End-to-end automation from policy sale to claims payout
Lean plugs into two critical moments: at policy sale, AVS instantly verifies the policyholder's IBAN — no certificate uploads, no manual review. At claims disbursement, Lean's Payouts API routes funds to the verified account with automated reconciliation and a full audit trail.
Mandate-compliant
Meets the Insurance Authority IBAN verification requirement automatically
Real-time confirmation
Ownership checked instantly — no certificate uploads or review queues
Automated disbursement
Claims paid to verified accounts with a full audit trail
Use Cases
Two integrations, full lifecycle automation
IBAN Verification at Policy Sale
Meet the Insurance Authority mandate with real-time verification, no manual IBAN certificates.
Automated Claims Disbursement
Route claim payouts to verified accounts in minutes with full reconciliation.
Account Verification Service
IBAN verification that meets the Insurance Authority mandate
At policy sale, Lean's AVS confirms IBAN format, ownership, and — with AVS+ — the full account holder name. Verification completes in real time, with a fallback mechanism for edge cases.
Payouts API
Pay claims instantly, to the right account
Once a claim is approved, Lean initiates the transfer programmatically. The pre-verified IBAN is reused, funds arrive within minutes, and reconciliation runs automatically via webhooks.
Ready to automate IBAN verification and claims disbursements?
Talk to our team about meeting the Insurance Authority mandate and streamlining every claims disbursement.
Book a demo