Open Finance is reshaping how financial data is shared, accessed, and used across the UAE and the wider GCC.
Backed by the Central Bank of the UAE and initiatives like AlTareq, this regulatory framework unlocks secure access to financial data via Open APIs — empowering businesses to build smarter, more inclusive financial services.
Benefits and Features
Faster, Seamless Payments
Enable real-time, direct bank payments, reducing reliance on cards and improving conversion rates.
Enhanced Data Access
Securely access user-permissioned financial data via Open Finance APIs, fostering personalization and innovation.
Smarter Financial Decisions
Provide businesses and users with data-driven insights for budgeting, lending, and investment.
Greater Financial Inclusion
Bring underserved populations into the financial ecosystem through better data and lower-cost services.
Use Cases Powered by Open Finance
Instant Bank Payments
Real-time account-to-account transfers at checkout — cheaper than cards and fraud-resistant.
Improved Lending Models
Access user income, transaction, and liability data for more accurate, inclusive credit assessments.
Automated Financial Planning
Build tools that analyze income and spending to recommend savings, investments, or expense cuts.
Personalized Financial Products
Offer tailored loan rates, insurance policies, or savings tools tailored to user behavior and needs.
Explore what it’s like to use Open Finance to pay by bank as an end-user and understand the interactions between your app, Lean, the banks, and our APIs.
Regulated in the UAE by the ADGM Financial Services Regulatory Authority.
Licensed under the SAMA Regulatory Sandbox in KSA.
Clients in the region trust us with processing their payments, and financial data.
Unique customer accounts connected to date.
We adhere to the industry best practices for security such as AES 256 encryption at rest and TLS 1.3 in transit
Integrate Lean with flexibility and the best developer experience, regardless of the language you use.
