Personal Finance

Personal Finance Management (PFM) applications allow a customer to have a holistic view of their finances by providing an aggregated view of their accounts across multiple bank accounts. PFM applications help customers build budgets for spending categories and often promote saving by helping them manage their income and expenditure.

Personal Finance

Problem

To stay on top of personal finances, users often resort to creating spreadsheets and downloading CSVs of all their transactions just to understand where they are at the end of every month.

Solution

With Lean, new applications can be created to pull all of users' finances into one place and provide additional insights through categorized spending habits, bill recognition and more.

How Lean helps Personal Finance.

Transactions

Transactions

Lean will allow PFM applications to obtain their customers’ categorized transaction history, which can then be analyzed and displayed in a conducive manner to help customers gain a better understanding of their financial lives.

Balance

Balance

PFM applications will be able to give customers a view of all balances held across multiple accounts within multiple banks so they are always aware of their financial standing. Customers can therefore make more informed judgements on how their financial decisions will affect them.